Money

Know the $2,100 Medicare Part D cap for 2026

Added

Medicare drug plans now have a yearly cap on what you pay out of pocket for covered drugs. When you compare plans during Open Enrollment, look at each plan's deductible, coinsurance and whether your drugs are covered, and check Medicare.gov for the current year's figures.

The result

Result: Medicare.gov: once your out-of-pocket spending on covered Part D drugs reaches $2,100 in 2026 ($2,400 in 2027), you pay nothing more for covered drugs that calendar year; plan deductibles can't exceed $615 in 2026.

Note: Not financial advice. General information only; check your own situation or ask a qualified professional.

Source

Medicare.gov: How much does Medicare drug coverage cost? (opens the original source in a new tab). Check it for the latest numbers before you act.

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